4 Ways You Can Weather Future Storms
Catalog Your Property: Document all your belongings with photo or video, then make sure to store it in a place that you can access off-site. This will greatly expedite the claims process in the event of a natural disaster.
Know What Your Insurance Plan Covers: Each area of the U.S. has unique weather conditions. In California, the most serious threats are earthquakes, wildfires, and flooding. Review your policy with your agent to make sure that you are adequately covered in the event of these natural disasters.
Have an Evacuation Plan: Call your local city office or visit Be Prepared California to get tips on evacuating your area. Then, make sure you go over the plan with your family at least once a year.
Follow-Up on the Insurance Claims You File: After a natural disaster, file a claim for your damaged property, then make sure to follow-up with all the additional expenses you incurred if you had to abandon your home. Make sure to keep detailed records of these expenses, so you can provide proof to the claims adjuster.