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Answering All Your Questions About Open Enrollment

  1. You are over 26 and are no longer on your parent’s plan.

  2. You are not receiving health insurance through your employer or your spouse’s employer.

  3. You do not have coverage through a government plan like Medicaid or Medicare The penalty for not having health insurance is 2.5% of your income or $695 per adult and up to $347.50 per child. These numbers may go up in the future to adjust for inflation.

When are deadlines for 2017 health insurance?

  1. Sign up by January 15th for your coverage to start February 1st

  2. Sign up by January 31st for your coverage to start March 1st Please note that these deadlines only apply for private health insurance plans and state health insurance plans. If you purchased health insurance through your employer, then the enrollment periods may be different.

Is open enrollment the only time that I can sign up for health insurance? Open enrollment is the only time that you can sign up for health insurance without having to pay a penalty, unless there are special circumstances:

  1. Marriage

  2. Birth or adoption of a child

  3. Loss of your job or getting your hours cut to make you ineligible for your current employee health care plan

  4. Divorce or death of a spouse

Does open enrollment apply to other types of insurance? No! Open enrollment only applies to health insurance; however, it is not a bad idea to talk to our agents about your other insurance plans so we can make sure that you have a comprehensive plan that works best for your family and your budget.

Have questions about your health insurance? Talk to our Glendale insurance experts! Having health care insurance is incredibly important, but it also can be incredibly expensive. This is why you need to make sure that you are getting the best coverage for the best price. Our agents can talk to you about the different plan options and what is right for you and your family. We have access to a wide range of providers and plans so we can be sure to find the best health insurance plan for you. Make sure to talk to us before open enrollment has expired! Call (888)-840-4020 or get a free quote by filling out our brief online form.

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