You are over 26 and are no longer on your parent’s plan.
You are not receiving health insurance through your employer or your spouse’s employer.
You do not have coverage through a government plan like Medicaid or Medicare The penalty for not having health insurance is 2.5% of your income or $695 per adult and up to $347.50 per child. These numbers may go up in the future to adjust for inflation.
When are deadlines for 2017 health insurance?
Sign up by January 15th for your coverage to start February 1st
Sign up by January 31st for your coverage to start March 1st Please note that these deadlines only apply for private health insurance plans and state health insurance plans. If you purchased health insurance through your employer, then the enrollment periods may be different.
Is open enrollment the only time that I can sign up for health insurance? Open enrollment is the only time that you can sign up for health insurance without having to pay a penalty, unless there are special circumstances:
Birth or adoption of a child
Loss of your job or getting your hours cut to make you ineligible for your current employee health care plan
Divorce or death of a spouse