Home insurance: covers inside and outside the structure, including the land
top of page
Liability CoverageCondo insurance: policies should cover injuries or death inside your home, however, you won’t need coverage for any pools or common areas like a stairwell. Those will typically be covered by your HOA insurance.
Home insurance: policies should cover injuries or death that happen on their land, interior and exterior.
Personal Property Coverage
Coverage for personal belongings are essentially the same for both condo owners and home owners. The key to personal property coverage is making sure that you inventory all your belongings and have enough coverage to replace the total value.
bottom of page