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Potential Risks to Your Business
While California doesn’t require some types of insurance, it’s still important to think about the potential damages if one of these scenarios occur:
- Theft: the last thing you want is to arrive at work and find that your company equipment and even customer information has been stolen. Theft insurance can pay for repairing and replacing equipment while you are focusing on getting your company running again.
-Natural Disaster: fires, floods, earthquakes, and even high winds can severely damage your property. Avoid paying out of pocket for these disasters by getting insurance.
-Lawsuits: if your company gets sued for product issues or malpractice, then you could be looking at millions in damages. Liability insurance will pay for any issues that arise from legal claims.
In addition to these types of business insurance, you may also want to get insurance for maintaining operations. If you have to put your business on hold, then business interruption insurance will pay for employee salaries and temporary workspaces while it’s being repaired.
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