Your Pool Insurance Checklist
Make sure that your pool is declared and listed on your policy, whether it’s an in-ground or above-ground pool
Consider increasing your personal liability coverage. More than 1,000 drowning incidents occur each year, and thousands more injuries. Your current liability protection may not be enough to cover a lawsuit for death or permanent injuries.
Think twice about putting in a diving board or pool slide. Your insurer may not cover your pool at all if you have a diving board or pool slide as these greatly increase the potential hazards.
Drain and/or maintain your pool in the winter. Insurance coverage will rely upon proper procedures even during the months that the pool is not in use.
Check to see that your pool is up to code because your insurance carrier won’t cover you if you fail to have proper safety standards.
Your Pool Safety Checklist Speaking of pool safety, here are some things that you can do to make sure that your pool is as safe as can be:
Enclose your pool with a fence that is at least 4 feet high and make sure the gate is securely locked
Have accessible floatation devices available in case of emergency
Do not allow unsupervised children
Utilize a good pool safety cover
Keep a first aid kit nearby
Consider using a pool alarm for when the gate opens without your knowledge
Store the pool’s chemicals in a secure area