Does Your Business Need Earthquake Coverage?

Does Your Business Need Earthquake Coverage?

For a small business, one of the largest expenses is usually insurance, so it’s understandable to try and only get the bare minimum to save on costs. Living in Southern California, however, it’s vitally important that you make sure to add on earthquake insurance for your commercial property. Even a mild quake could damage your[…]

The Main Differences Between Condo and Home Insurance

The Main Differences Between Condo and Home Insurance

If you’re switching from a condo to a house or vice versa, then you may be wondering what is different in your insurance policies. Here it is in a nutshell: Home insurance: covers inside and outside the structure, including the land Condo insurance: covers the interior of your structure. The land, building structure, and common[…]

A Quick Easy Guide to Making a Home Insurance Claim

A Quick Easy Guide to Making a Home Insurance Claim

When unexpected damage happens to your home, you want to get it fixed as quickly and efficiently as possible. An important step to this process is making a claim to your insurance company so you can get compensated for the damages. At Cornerstone Preferred Insurance, we understand that navigating your policy can be difficult, especially when[…]

Traveling with Your Home Insurance

Traveling with Your Home Insurance

Did you know that as you travel, your home insurance follows? Any standard homeowner’s insurance policy covers events that are “off-premises”, protecting you and your family from loss, theft, and personal liability. To take advantage of your home insurance, however, you have to know what’s actually covered: 1.     Lost Luggage  If your luggage is one[…]